在申請房屋二胎之前，借款人應仔細評估自己的還款能力，確保能夠按時償還貸款。 党建: 全国人大代表、上海长宁区萍聚工作室理事长朱国萍——任劳任怨，服务社区三十年 貸款額度�?銀行的貸款額度相對穩健，而民間機構可能因市場競爭而提供更靈活�

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